Personal, Stakeholder and Self-Invested Personal Pensions

Prior to 1956, pensions were only available through an employer.  Personal Pensions of various types allow all individuals to have a pension whether employed, self-employed, house-person or unemployed.

Personal pensions have been available under different names since Retirement Annuity Contracts were introduced in 1956.  Retirement Annuity Contracts were replaced by personal pensions on the 1st July 1988.  Stakeholder pensions and Self-Invested Personal Pensions (SIPPS) are variants of Personal Pensions.

Self-Invested Personal Pensions (SIPPS) have become popular because they can offer a broad range of investment options.

Stakeholder Pensions have become popular because they have a cap on charges.

We provide advice on all types of new and existing personal pensions including:  Retirement Annuity Contracts, Personal Pensions, Stakeholder Pensions, and Self-Invested Personal Pensions (SIPPS).

A pension is a long term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefit available

No obligation Financial Review

Feel free to contact us to discuss your enquiry and if appropriate arrange an initial meeting at your home or one of several offices in the South of England.

The Chatsworth Practice Ltd
01202 233297

Head Office: 23 Hinton Road, Bournemouth, BH1 2EF

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The Chatsworth Practice Ltd adheres to and subscribes to the Financial Ombudsman Service. For full details of their service click here or contact us for further information.

The Chatsworth Practice Ltd is an appointed representative of Sanlam Partnerships Limited which is authorised and regulated by the Financial Conduct Authority under number 563682.

The Chatsworth Practice Ltd is registered in England and Wales registered number 05974782. Registered office 6th Floor, Dean Park House, Dean Park Crescent, Bournemouth, BH1 1HP

Some aspects of inheritance tax planning and trust planning are not regulated by the Financial Conduct Authority (FCA).

Decisions should not be taken based solely on the content of the website and individual advice should be sought first. Regulations, levels and bases of taxation are subject to change. The firm is not responsible for the content of external links. The content is aimed at UK residents.