Investment Process

Investment Process

Our Investment process is centred around the goals, objectives and attitude to risk of each individual client. Preferences for Ethical Investments and Socially Responsible Investments are taken into account. Independent research is carried out on a bespoke basis for each client. We believe this is the only way to ensure best possible advice.

We follow a three step investment process;

Step 1-Initial Consultation

We offer all clients a free initial consultation to allow them to understand who we are, what we do, how we deliver services to clients and what costs may be involved.

The initial consultation allows us to build an understanding of your current situation and what you would like to achieve in the future.

We establish whether we can help you achieve your goals and add value to your future planning.

Step 2-Risk profiling, research and report

Where it is agreed that we can add value to a clients financial planning, we produce a report tailored to help each client achieve their personal goals and objectives. A written report is usually presented to the client at a face to face meeting.

This report may include;

Assessment of attitude to risk using state  of the art risk profiler

Assessment of objectives

Review of existing investment and pension plans

Devise investment strategy

Independent research into the best plans and funds available in the market

Independent research into the best tax wrappers for your circumstances

Recommendation and personalized  investment solutions report

Step 3-Implementation

Once the recommendation is fully understood, agreed with and approved by the client, we implement the recommendation by setting up any plans required or making amendments to existing plans. This may include

Application to provider

Completion of documentation

Processing of documentation

Issuing policy documentation

Completion of trust documentation

Fund switches on existing plans.

. Investment Advice