Insurance Advice

Protecting Your Future

We all want to protect the things that are most valuable to us.

People routinely insure their cars, houses and personal possessions

yet often fail to protect the most valuable things of all, themselves.

Without careful planning you could risk losing everything you hold

dearest to you.

Why do I need life cover?

Coming to terms with the loss of a loved one is never an easy thing to do and adding financial burden to the grief can make coping increasingly difficult. Receiving a lump sum of money can help to support your family or even a business partner after you die. Some of the reasons to take out life insurance could include, mortgage repayment, covering childcare costs, education expenses.

Whatever the reason it is important to ensure your family can maintain the standard of living to which they were accustomed.

There are a number of hazards in life which would require financial support.

Why do I need critical illness insurance?

Critical Illness insurance pays out a lump sum if you are diagnosed with a specified critical illness which can be used for mortgage repayment, changes to lifestyle, and assistance with your rehabilitation.

Why do I need income protection insurance?

If you are unable to work for a prolonged period due to illness or disability, your income is likely to fall or cease completely. Without careful planning you would be reliant on state benefits which would not support most people’s lifestyle. Income protection insurance pays out a montly benefit either for a fixed period or until retirement age which can be used to maintain your standard of living.

Our experienced financial advisors will conduct a full financial review and recommend appropriate protection

Many of these plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

No obligation Financial Review

Feel free to contact us to discuss your enquiry and if appropriate arrange an initial meeting at your home or one of several offices in the South of England.

The Chatsworth Practice Ltd
01202 233297

Head Office: 23 Hinton Road, Bournemouth, BH1 2EF

I/we expressly consent to be contacted without prior notice or arrangement by using the contact details I/we have provided on the form and further consent that such contact may be in relation to (a) my/our mortgage arrangements and/or (b) other products and services.

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The Chatsworth Practice Ltd adheres to and subscribes to the Financial Ombudsman Service. For full details of their service click here or contact us for further information.

The Chatsworth Practice Ltd is an appointed representative of Sanlam Partnerships Limited which is authorised and regulated by the Financial Conduct Authority under number 563682.

The Chatsworth Practice Ltd is registered in England and Wales registered number 05974782. Registered office 6th Floor, Dean Park House, Dean Park Crescent, Bournemouth, BH1 1HP

Some aspects of inheritance tax planning and trust planning are not regulated by the Financial Conduct Authority (FCA).

Decisions should not be taken based solely on the content of the website and individual advice should be sought first. Regulations, levels and bases of taxation are subject to change. The firm is not responsible for the content of external links. The content is aimed at UK residents.