Why do I need critical illness insurance?
Critical Illness insurance pays out a lump sum if you are diagnosed with a specified critical illness which can be used for mortgage repayment, changes to lifestyle, and assistance with your rehabilitation.
Why do I need income protection insurance?
If you are unable to work for a prolonged period due to illness or disability, your income is likely to fall or cease completely. Without careful planning you would be reliant on state benefits which would not support most people’s lifestyle. Income protection insurance pays out a montly benefit either for a fixed period or until retirement age which can be used to maintain your standard of living.
Our experienced financial advisors will conduct a full financial review and recommend appropriate protection